Dwelling coverage should reflect what it would cost to rebuild your home, which can be quite different from what it would sell for.
Things to check
- Dwelling: estimated rebuilding cost, including materials and labor in your area
- Personal property: add up your home inventory
- Liability: enough to protect your savings and assets
- Loss of use: enough for several months of temporary housing
Review after changes
Renovations, big purchases or rising building costs can leave you underinsured.
General educational information, not insurance advice. Coverage depends on your policy and state. Savings Nestle isn't paid by any insurer, agent or broker.