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Credit and your insurance price

Many states allow insurance scores.

3 min read

In many states, insurers can use a credit-based insurance score when setting home insurance prices. Some states limit or ban it.

Good to know

  • Paying bills on time can help over time
  • Check your credit reports for errors at AnnualCreditReport.com
  • Ask your insurer whether credit affects your price in your state

General educational information, not insurance advice. Coverage depends on your policy and state. Savings Nestle isn't paid by any insurer, agent or broker.